0.199% of a £1,000 transfer before considering the exchange-rate margin. New-customer promotions can change the result.
LONDONGBP · MONEY TRANSFER COMPARISON
Compare the cost. Send the money.
Start with the amount you are sending. LondonGBP separates the market rate, provider exchange rate and transfer fee so you can see what the recipient actually gets.
£
MARKET VALUE BEFORE PROVIDER COSTS—Loading benchmark…
COMPARE PROVIDERS
Best available transfer options
Exact rankings are shown only where pricing is directly comparable. Otherwise the row sends the user to the provider for a live executable quote.
| Provider | Exchange rate | Transfer fee | Fee % | FX spread / condition | Recipient gets | Pricing status | Transfer |
|---|---|---|---|---|---|---|---|
1 WisePublished £1,000 GBP→EUR bank-transfer comparison. Wise uses the mid-market rate and charges an explicit fee. |
1.16904 | £3.88 | 0.388% | 0.00% quoted spread | 1,164.50 EUR | VERIFIED PUBLIC EXAMPLE | Transfer with Wise ↗ |
2 RemitlyGBP→EUR public page currently shows a £1.99 standard fee. First transfer may be fee-free. Promotional FX rate is limited to the first £500. |
1.1678 promo | £1.99 | 0.199% on £1,000 | Promo applies to first £500 | LIVE QUOTE | PROMO + PUBLISHED FEE | Get Remitly quote ↗ |
3 OFXOFX UK states that it charges no transfer fee. The customer exchange rate includes a margin and must be quoted for the specific transfer. |
Customer quote | £0.00 | 0.00% explicit fee | Rate margin applies | LIVE QUOTE | NO TRANSFER FEE | Get OFX quote ↗ |
4 XeXe displays the exchange rate and any applicable transfer fee before confirmation. Payment method and destination can change the cost. |
Shown before confirmation | Variable | Depends on route/method | Included in quoted rate | LIVE QUOTE | LIVE QUOTE REQUIRED | Get Xe quote ↗ |
5 RevolutEUR payments inside SEPA have no transfer fee. Currency-exchange fair-usage and weekend fees can apply depending on plan and usage. |
Account rate | 0.00* | 0% SEPA transfer fee* | Plan/allowance rules apply | LIVE IN APP | PLAN / ROUTE SPECIFIC | Check Revolut ↗ |
CURRENT VERIFIED PUBLIC EXAMPLE
Wise is the strongest fully comparable public £1,000 GBP→EUR example in this desk.
Its published comparison currently shows a 1.16904 mid-market rate, £3.88 fee and €1,164.50 received. That is a total explicit fee of about 0.388% of the £1,000 transfer.
Check the live Wise comparison ↗That does not make it automatically cheapest because its customer FX margin is contained in the quoted rate.
SEPA payments can be fee-free, but exchange allowances, plan and timing still matter.
QUICK DECISION DESK
Best ways to send £1,000
Use the final recipient amount as the deciding number. Published examples are labelled; providers requiring a live quote are not presented as guaranteed winners.
Wise
€1,164.50
Recipient amount in the published £1,000 GBP→EUR example
- Published rate
- 1.16904
- Fee
- £3.88
- Fee %
- 0.388%
- Pricing
- Mid-market + explicit fee
Remitly
£1.99
Published standard fee on the referenced GBP→EUR route
- Fee on £1,000
- 0.199%
- FX rate
- Promo / live quote
- Recipient gets
- Confirm live
- Useful for
- Promo / delivery options
OFX
£0
Explicit transfer fee; the customer FX margin still affects final value
- Transfer fee
- £0 stated
- FX rate
- Customer quote
- Recipient gets
- Confirm live
- Useful for
- Larger transfers
What kind of transfer are you making?
Compare the final recipient amount after both the exchange-rate margin and fee.
Wise · Xe · OFX · RevolutSpeed can cost more. Check the delivery estimate and final amount before confirming.
Wise · Remitly · RevolutFor larger sums, a small FX-rate difference can matter more than a headline transfer fee.
OFX · Wise · XeUseful where the recipient needs physical cash. Availability and pricing vary by destination.
Check Remitly liveCompare repeat-transfer costs, account features and exchange allowances rather than one promotion.
Wise · Revolut · OFX
BEFORE YOU TRANSFER
Know what £1,000 is worth at the market rate
The benchmark is a reference point, not a consumer transfer quote. Compare each provider's final recipient amount against it.
LIVE BENCHMARKLoading…LondonGBP FX reference
£1,000 MARKET VALUE—Before provider costs
£0 fee ≠ cheapest
A weaker exchange rate can cost more than an explicit transfer fee. The recipient amount is the number that matters.
Provider pricing can change by destination, amount, payment method, customer status and delivery method. Promotional rates are labelled separately. A provider is not declared universally “best” unless LondonGBP has a current comparable quote for the same transfer. Always confirm the final rate, fee and recipient amount on the provider’s site before sending.